Many plans need no exam
Most final expense plans ask a few health questions by phone. No physical and no blood draw.
Final expense coverage review
Leave your family memories, not a funeral bill.
Final expense insurance is a small whole life policy that pays a cash benefit your family can use for funeral and final costs. Check the plans available in your state in about 60 seconds.
- Licensed agents
- Many plans need no exam
- No obligation
What the review covers
Why final expense insurance?
A rate that doesn't climb
On a whole life plan the premium is set the day the policy starts and does not go up as you get older.
Paid to the person you choose
The benefit goes straight to your beneficiary, who can use it for the funeral, final bills or anything else.
Coverage that doesn't run out
Whole life coverage lasts your whole life as long as premiums are paid, so it is there whenever it is needed.
Why it matters
With vs. without coverage
With coverageWithout
Funeral and burialPaid from the policy benefitFamily pays out of pocket
Final billsBenefit can cover what's leftLeft for your family to sort out
Your family's timeTime to grieve togetherSpent raising money
Your wishesPlanned and paid forDecided under pressure
How it works
Three simple steps.
Check your ZIP
Enter your ZIP code to see what's available in your state.
Answer a few questions
About 60 seconds. No medical exam, no paperwork.
Talk with a licensed agent
They explain your options and the real prices. You decide.
What to expect
Straight answers. No pressure.
- Free to compare
Checking your options costs you nothing.
- No obligation
You decide whether anything is right for you.
- Licensed agents
Only agents licensed to sell in your state.
- You're in control
Ask to stop being contacted at any time.
Questions
Common questions
Is this a government program?
No. Final expense insurance is private whole life insurance issued by state-licensed insurance companies and regulated by your state's Department of Insurance. We are not affiliated with Social Security, Medicare or any government agency.
Do I need a medical exam?
No. Most plans ask a few health questions over the phone, with no physical and no blood draw. Some plans accept everyone in the age range; those usually pay a reduced benefit during the first two years.
Will my rate go up as I get older?
On a whole life plan the premium is set when the policy starts and does not increase with age, and the benefit does not decrease, as long as premiums are paid.
What does it cost?
It depends on your age, health, state and the benefit amount you choose. A licensed agent quotes the exact monthly price before you decide anything.
Who will contact me?
A licensed insurance agent who can sell in your state. They explain the plans available to you and the exact monthly cost. You decide. There is no obligation, and you can ask them to stop at any time.
Ready when you are
Protect your family from final costs.
See the plans available in your state in about 60 seconds. No obligation.
Check My Eligibility